In Wales, 23% of the population live in relative income poverty. The Covid-19 pandemic has had a negative impact on employment levels in Wales, and between March 2020 and March 2021 Universal Credit claims among Welsh housing association tenants rose by approximately 44%.
Systemic change is needed to create the circumstances in which people in Wales are able to lift themselves out of relative income poverty and to achieve and maintain financial resilience.
We work with housing associations to achieve policy change to support this.
Further barriers to financial resilience and wellbeing are caused by structural inequality, discrimination and lack of inclusion.
Our priorities in this area
To influence the UK-wide and Wales-based welfare systems to ensure that they effectively support housing association tenants to be financially resilient.
To influence policy interventions that enable financial and digital inclusion for housing association tenants.
To shape policy interventions that tackle the structural inequality, discrimination and lack of inclusion that impact on the financial resilience and wellbeing of social housing tenants.
How we develop this area of work
We work closely with relevant strategic delivery groups and task & finish groups, member-led networks and external partners where more detailed policy and practice development is required.
Welfare issues are largely non-devolved. We work closely with the four UK housing federations to influence change within UK Government policy.
At CHC we have an internal equality, diversity and inclusion working group to support our work in this area and we also work closely with Welsh government on its Race Equality action plan.
For more information on how we develop policy, click here.